news & tips you can use


December 31st, 2015 |

12 Resolutions for 2016

Start the New Year right by reviewing and revamping your financial plan. Instead of hauling out those familiar New Year’s Resolutions about eating less and exercising more, how about…


December 15th, 2015 |

The impact behavioral finance has on your portfolio

Learn how to escape the investment traps your brain sets for you.

Our brains regularly set little traps for us, emotional and psychological potholes that sometimes has very real costs…


December 10th, 2015 |

Say no to a stressful holiday season

Andy Williams may fill our brains with the message that “it’s the most wonderful time of the year” but it also happens to (arguably) be the most stressful time…


December 1st, 2015 |

When a saver marries a spender, every penny counts

If you’re a penny pincher but your spouse is penny wise and pound foolish, money arguments may frequently erupt. Couples who have opposite philosophies regarding saving and spending often…


November 24th, 2015 |

Happy Holiday shopping

If you are 70 1/2 years of age and have a Retirement account, or an employer-sponsored retirement plan you are subject to withdraw a Required Minimum Distribution by the…


November 18th, 2015 |

Holiday shoppers face higher shipping charges

The increasing popularity of online shopping means you’ll likely pay more to ship those tacky sweaters and fruitcakes this year.

If you’re one of the millions of Americans planning to…


November 10th, 2015 |

Short-term versus long-term thinking in investments

“In investing, what is comfortable is rarely profitable.” Rob Arnott, Founder of Research Affiliates

When you consider your investments, how often do you look at them? Do you focus on…


November 6th, 2015 |

The Bipartisan Budget Act of 2015

On November 2, 2015, President Obama signed into law the Bipartisan Budget Act of 2015, legislation that raises the federal debt limit and establishes the framework for a two-year…


October 28th, 2015 |

Baby-Proofing your financial life

We welcomed a beautiful little girl to our family earlier this year. She is an absolute joy in our lives! We experience the usual new parent learning curve though….


October 21st, 2015 |

Turn off the noise: are we back to “normal” volatility?

What happened last quarter?

June 12, 2015 marked the beginning of a significant correction in China’s stock market which spanned most of the summer months. Despite several attempts by the…


October 7th, 2015 |

Staying level-headed in the face of Fed uncertainty

As we know, uncertainty about the Fed’s plans for raising short-term rates remains a key driver of market volatility. It’s understandable that investors are afraid to be in the…


September 30th, 2015 |

A toast to fall

Fall is finally here and with cooler temperatures comes calmer temperaments. For me, the start of autumn feels nostalgic. I don’t know if it’s my flashbacks of my Kindergarten…


September 28th, 2015 |

Tuition cut brings changes to GET program

Olympia, Wash.–Upcoming tuition cuts are changing the state’s Guaranteed Education program.

Board members approved changes Tuesday and will consider additional proposals next month in an attempt to protect investors who…


September 14th, 2015 |

To flu or not to flu

I don’t know about you but the last time I did NOT get a flu shot turned into the worst fall/winter I have ever had. Since I had not…


September 9th, 2015 |

Ten financial tips for first time job seekers

Timing is everything when it comes to taking the right steps towards a secure financial future. For recent grads new to the workforce, it’s not always clear what those…


September 3rd, 2015 |

Why cash is a good thing

How do you plan to cover your planned and unplanned expenses for the next six to twelve months? Do you plan to cover those expenses by selling a certain…


August 25th, 2015 |

What isn’t fun is important – please join us!

Retirement planning may not be fun, but it is important to organize your records and communicate your plans with a trusted family member or friend so that if something…


August 12th, 2015 |

Social Security begins 80th anniversary countdown on new website

Social Security is about to celebrate its 80th birthday and has announced a new website featuring many activities leading up to the main event on August 14. The bill…


August 5th, 2015 |

My Body, My Rules

If you lose the ability to communicate and make decisions, Washington State law enables the following people, in order of priority, to make healthcare decisions for you–withdrawing…


July 29th, 2015 |

10 states where your taxes are going up

Some states, still facing tight budgets after years of recession and slow recovery, are turning tax increases to make up for the shortfalls. In some states, you’ll soon pay…


July 22nd, 2015 |

Early in your career? Watch your spending on these things

Early last month I turned 29. Per usual, I didn’t feel any different, (or any older), but the psychological aspect of entering my last year as a 20-something did…


July 15th, 2015 |

Understanding Greece and the European debt situation

For the past several weeks, attention has focused on the debt crisis plaguing Greece and the contentious negotations with its creditors. The situation in Europe is probably affecting your…


July 7th, 2015 |

Back in 1946…

Since I just had a birthday, I took some time to look at what was going on in 1946. These are just a few of the many things that…


July 1st, 2015 |

The story of the Fourth of July

The Declaration of Independence  We celebrate American Independence Day on the Fourth of July every year. We think of July 4, 1776 as a day that represents the Declaration…


June 24th, 2015 |

Why we diversify investments in your portfolio

Diversification is the basic building block for an investment portfolio and one of the ways we can reduce risk in the portfolio by not keeping all of your eggs in…


June 2nd, 2015 |

Time for a financial plan tune-up

No matter where you are in life, your financial plan–like your favorite automobile–requires regular maintenance to keep you on track for financial success. Ans since June is the halfway…


May 19th, 2015 |

Memorial Day: 10 facts to remember about the holiday

Memorial Day 2015 promises a lot of fun activities for families including parades, fun runs, and other events for them to attend. There are also plenty of vacation deals…


May 5th, 2015 |

Economy could warm up with the weather

Sluggish first quarter growth grabbed headlines as April waned. The advance GDP estimate showed a 0.2% annualized growth rate for the first time in three months of the year,…


April 21st, 2015 |

Another way to celebrate mother’s day

When we think of Mother’s Day–May 10 this year–what usually comes to mind are flower bouquets displayed on kitchen counters, cards brimming with heartfelt words (either Hallmark’s or your…


April 7th, 2015 |

Please join us for a shredding party!

Taxes are due in just 8 days, and you know what that means! Take a load off and bring in your old paperwork on April 16th from 9 a.m….


March 25th, 2015 |

Working during retirement

Planning on working during retirement? If so, you’re not alone. An increasing number of employees nearing retirement plan to work at least some period of time during their retirement…


March 11th, 2015 |

6 tips to deal with daylight savings time

It’s that time of year again, when we reset our clocks and try to readjust to the time change associated with Daylight Savings Time (DST). Some of us breeze…


February 24th, 2015 |

7 things you must know about funding IRAs

Take it to the limit. Workers younger than age 50 may save up to $5,500 in a traditional IRA, a Roth or a combination of the two. If you were…


February 11th, 2015 |

The pros and cons of cheap oil

The Positives

Buoyant consumers. With the price of a fill-up falling to its lowest level in 11 years, U.S. consumers will spend $750 less per household on gasoline…


January 27th, 2015 |

Data breaches – when to worry

If you’ve shopped at Home Depot or Neiman Marcus, ate at P.F. Chang’s or Jimmy John’s, banked at JPMorgan Chase, or used an American Express card in 2014,…


January 13th, 2015 |

Mark your calendar – 2015 dates to be thinking about

  • January 31: Deadline for employers to send W-2’s/1099s to individuals.
  • February 2: Mailing of Raymond James retirement year end packets for 1099-R and 5498s if applicable.
  • February 14: READ MORE >