Personal Finance for Women: Top Ten Financial Rules for Women

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Empowering yourself with money means taking control of your own financial decisions and their impact on your life. Here are our ten basic rules for becoming financially savvy and achieving financial strength.

Rule 1	Be a partner in the financial decision-making.

Rule 2	Create a "don't ask" fund for discretionary expenses for personal items.

Rule 3	Have one credit card in your own name.

Rule 4	Know how all of your accounts are registered.

Rule 5	Trust but verify the money decisions your spouse makes that affect you.

Rule 6	Create a strategy to protect your assets and income in the event of death, disability, a layoff, remarriage or divorce.

Rule 7	Force yourself to take risks with your money.

Rule 8	Consider the financial implications of career moves.

Rule 9	Create written short and long-term goals annually.

Rule 10	Beware of the "knight in shining armor" or "fairy godmother" syndrome. Don't count on someone else to bail you out of poor decisions.

Rules to live by
These rules address many of the challenges we have seen our clients face, particularly those who are recently divorced and/or newly single.

Learn more about our post-divorce financial planning experience.

MILLER ADVISORS, INC. is a Registered Investment Adviser with the Securities and Exchange Commission and the Securities Division of the State of Washington. Miller Advisors offers Wealth Management, Personal Finance and Retirement Planning Services.